A quarter of adults admit to acting on financial advice picked up in the pub
ONE in four adults have been talked into investing in stocks and shares by a mate in the pub.
A poll of 2,000 adults found 61% have been given financial advice by friends over a beer in their local, despite 75% recognising it’s the worst place to get money advice.
Many Brit adults admitted acting on financial advice heard in the pub[/caption]Many have also acted on the advice received in their local boozer.
The survey found that 21% had put money into cryptocurrencies on the word of friends, 18% had avoided financial products, 17% had applied for credit card and 14% placed a bet.
However, a savvier 41% said they had refused to take on board the financial guidance of their friends, with 26% preferring to do their own research.
Nearly a fifth 19% said they didn’t feel they had the knowledge to dish out such advice, but only 16% look to the opinions of professionals instead.
Helen McGinty, head of finance advice distribution at Skipton Building Society, which commissioned the research, said: “Everyone seems to have a friend who is always ready to share their ‘brilliant’ money-saving tip or investment ideas.
“And when it comes to your finances, some conversations are really worth having, but whilst it can be great to chat about finances informally with your friends, making decisions about your money is a big deal, so it’s always wise to do your own research and to seek advice from a qualified professional.”
The research went on to find 73% find unsolicited financial advice “annoying” – with 23% of these ranking cryptocurrency counsel as the most irritating.
Nearly one in five (18%) have been wound up after receiving pointers on their spending habits, while 17% are fed up with hearing about stocks to put their cash into.
Almost all those asked (96%) said it’s important to fact check any financial advice from someone with qualification before actioning it.
But, 10% admitted they don’t know where to start with seeking financial advice.
Helen McGinty added: “Whether you’re looking to save for your future, don’t know how to make the most of your savings or even considering investing, every financial decision big or small deserves careful research.
“There are a lot of misconceptions out there about what qualified financial advice is and what it actually involves, and we know this can stop people from seeking the help they need.”
“We believe everyone, regardless of their background or financial situation, should have access to valuable advice to make informed choices and to enable you to make the most of your money.”
How to get free debt help
There are several groups which can help you with your problem debts for free.
- Citizens Advice – 0800 144 8848 (England) / 0800 702 2020 (Wales)
- StepChange – 0800138 1111
- National Debtline – 0808 808 4000
- Debt Advice Foundation – 0800 043 4050
You can also find information about Debt Management Plans (DMP) and Individual Voluntary Agreements (IVA) by visiting MoneyHelper.org.uk or Gov.UK.
Speak to one of these organisations – don’t be tempted to use a claims management firm.
They say they can write off lots of your debt in return for a large upfront fee.
But there are other options where you don’t need to pay.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
‘Concerned’ Gardai launch urgent search for teen, 15, who went missing from Co Laois during cold snap
A MISSING persons appeal has been launched for a teenager in Co Laois amid garda concerns for his welfare.
Calum Kavanagh was reported missing from Ballylinan in Co Laois on Tuesday – when temperatures across the country dropped to freezing.
Calum Kavanagh has been missing from Co Laois since Tuesday[/caption]Gardai have since launched a search for the young boy and issued a major appeal to the public for help in locating him.
The 15-year-old is described as being 5 ft 10 inches in height with brown hair and brown eyes.
He was wearing a black jacket, grey tracksuit and grey runners when last seen.
Gardai have said they are concerned for Calum’s welfare.
Anyone with information has been urged to come forward.
A spokesperson said: “Gardai are appealing to the public for assistance in tracing the whereabouts of 15-year-old Calum Kavanagh who is reported missing from Ballylinan, Co Laois, since Tuesday, November 19.
“Calum is described as being approximately 5 foot 10 inches in height with a slim build, brown hair and brown eyes.
“When last seen, Calum was wearing a black jacket, grey tracksuit and grey runners.
“Gardai are concerned for his welfare.
“Anyone with any information on Calum’s whereabouts is asked to contact Portlaoise Garda Station on 057 867 4100, the Garda Confidential Line on 1800 666 111, or any Garda station.”
Meanwhile, Gardai have renewed an appeal for a second missing teen who was last seen almost a week ago.
Gardai are seeking the public’s assistance in tracing the whereabouts of 15-year-old Chloe McDonagh.
A Garda spokesperson said: “Gardai are appealing to the public for assistance in tracing the whereabouts of 15-year-old Chloe McDonagh who is missing from Navan, Co Meath since Tuesday, November 19.
“Chloe is described as being approximately 5 feet 5 inches in height, with a slim build. She has long blonde hair and blue eyes.
“It is unknown what Chloe was wearing when she went missing.
“Gardai are concerned for her welfare.
“Anyone with any information on Chloe’s whereabouts is asked to contact Navan Garda Station on 046 903 6100, the Garda Confidential Line on 1800 666 111, or any Garda station.”
Concerned Prince William is frightened by Windsor security breach – questions WILL be asked, expert says
PRINCE William is surely frightened by the Windsor security breach and will be asking questions, an expert claims.
The Sun’s veteran royal photographer Arthur Edwards said the Waleses “must be quite worried” after masked raiders struck on the Windsor Castle estate.
The Prince and Princess of Wales were believed to be in residence at the time[/caption] Masked raiders struck on the Windsor Castle estate[/caption] Fleeing thieves used a stolen truck to smash their way through a Windsor Castle security gate[/caption] The Sun’s Arthur Edwards has covered the royals for nearly 50 years[/caption]As we exclusively reported this week, the two men scaled a 6ft fence at night to steal farm vehicles as William, wife Princess Kate and their kids slept at home nearby.
They then used a stolen truck to ram a security gate as they fled.
A source said: “They must have been watching Windsor Castle for a while.”
Mr Edwards – who has covered the Royal Family for nearly 50 years – told The Sun’s Royal Show yesterday the incident is “just incredible”.
He described the estate as “vast”, but added: “They must be quite worried. I bet they’ve been burning the midnight oil trying to sort that one out.”
Mr Edwards, 84, said, on the other hand, “nothing’s perfect” in terms of the Firm’s security.
He referred to how intruder Michael Fagan broke into the late Queen’s bedroom at Buckingham Palace in 1982.
“That was all because events fell into place, one was going on duty, one was going off duty and he just walked into the room,” the photographer said. “It’s going to happen.”
But, nevertheless, he said the recent break-in was “frightening”, adding: “I’m sure William would have been quite concerned.”
Mr Edwards went on to say: “It is very important to keep the Royal Family safe and I imagine William probably had some questions to ask, but they just went for the vehicles, not to harm anybody.
“I imagine they wouldn’t have got too close to the house anyway.”
He added that “it’s very well-policed” with “so much security”.
The two masked men drove off in a pick-up and on a quad bike that were stored in a barn.
King Charles and Queen Camilla were not in residence.
But the Prince and Princess of Wales, both 42, were believed to be at Adelaide Cottage with George, 11, Charlotte, nine, and six-year-old Louis.
It is five minutes away and the family are regularly seen using the wrecked gate — the nearest exit to their home.
News of the break-in comes after The Sun on Sunday revealed armed police were removed from Windsor Castle’s two main public entrances, though gun cops are still thought to patrol the grounds.
RAID
The raiders struck at Shaw Farm, a working farm inside the castle’s security zone.
A source said: “They would have to have known the vehicles were stored there before they broke in and known when was the best time to get and escape without being caught.
“So they must have been watching Windsor Castle for a while.
“There are alarms at Windsor Castle but the first time anyone knew there was a break-in was when they crashed through the security barrier at Shaw Farm Gate exit.
“The barrier has needed to be replaced as it was so badly damaged.
“It was a Sunday night on a school week so the young princes and princess would have been tucked in bed at Adelaide Cottage, just around the corner but still in the grounds.”
William and Kate moved to the Cottage in the summer of 2022.
During Queen Elizabeth’s funeral, the procession to Windsor Castle began from the Shaw Farm gate.
The decision to remove armed police from it and the other main entrance for the public and tradespeople was said to be down to a shortage of qualified officers.
It was also to soothe tourists nervous about gun-toting cops.
Armed police now appear only at the front of the castle at the Changing of The Guard ceremonies.
Last night a spokesman for Thames Valley Police confirmed: “At around 11.45pm on Sunday October 13, we received a report of burglary at a property on Crown Estate land near to the A308 in Windsor.
“Offenders entered a farm building and made off with a black Isuzu pick-up and a red quad bike. They then made off towards the Old Windsor/Datchet area.
“No arrests have been made at this stage and an investigation is ongoing.”
The King was in Scotland during the raid and it is believed Camilla was at a spa in India ahead of the couple’s tour of Australia and Samoa.
A spokesman for the Prince and Princess of Wales declined to comment.
Previous Windsor Castle security scares include one on Christmas Day 2021, when an intruder armed with a crossbow climbed a fence and claimed he wanted to kill the Queen.
Jaswant Singh Chail, 23, was jailed for nine years for treason.
William is thought to be concerned by the incident[/caption] The royals, including the late Queen and Prince Philip, at Windsor[/caption]Dandadan Episode 8 Biggest Criticism Will Be its Worst Downfall After its Hot Streak of Consistent Excellency
Yukinobu Tatsu’s million-selling oddball manga may have only just begun its anime adaptation, but it’s already making a major splash. Dandadan‘s popularity is soaring high with each passing episode and becoming the highlight of this fall anime season. Dandadan‘s previous episode dealt with disturbing themes of graphic violence, prostitution, and even suicide, leaving a lasting […]
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Gymshark Black Friday 2024 kicks off with 70% off EVERYTHING
THE Gymshark Black Friday sale has finally dropped and the discount is impressive!
Fans of Gymshark’s stylish and high-performance activewear can bag up to 70% off sitewide, making now the perfect time to upgrade your workout wardrobe.
Save big in the Gymshark Black Friday sale[/caption]Gymshark Black Friday deals
A favourite of mega influencer Molly Mae, actress Vanessa Hudgens and model-turned-entrepreneur Hailey Bieber, Gymshark is the fitness apparel to be spotted in.
From performance leggings and sports bras to comfy hoodies and joggers, Gymshark has a range of stylish apparel to suit whatever activity you plan to do (including chilling on the sofa).
The early start to the Gymshark Black Friday sale gives eager shoppers plenty of time to take advantage of the rare 70% discounts, however, we expect many popular styles to sell quickly.
Of course, we’ve got everything you need to know about the sale in this guide and have even picked out some of the best Black Friday deals we have spotted so far.
Best Gymshark Black Friday deals
1. Vital Seamless Shorts, £15.20 (was £38)
Shoppers can save a staggering 60% off the brand’s Vital Seamless Shorts.
The shorts now cost just £15.20 and boast a supportive ribbed waistband, sweat-wicking tech, breathable mesh dots, and physique-shaping shades.
2. Rest Day Essentials Crew, £20 (was £50)
Enjoy your rest days in style when you score 60% off the Rest Day Essentials Crew.
The oversized offering is available in various colours, with sizes ranging from XS to 3XL.
3. Peek A Boo Sports Bra, £14 (was £28)
Shopping for a stylish yet supportive sports bra? Then Gymshark’s Black Friday sale has a saving for you.
The Peek A Boo Sports Bra is now scanning at the checkout for just £14.
That’s a great price for a lightweight and breathable bra that features comfortable cups and an elegant cross-back design.
4. Sport 2 In 1 Shorts, £18 (was £36)
Also on our list of savings is the Sport 5″ 2 In 1 Shorts, and they’ve been marked down by 50%.
Shoppers who bag this bargain will receive a pair of slim-fit shorts with zip pockets and a reflective Gymshark logo on the right-hand side.
5. Everyday Regular Flared Leggings, £21 (was £35)
If you want to step out in style (and comfort) when you’re not hitting the gym, then you’ll want to add the Everyday Regular Leggings to your Black Friday shopping list.
But you’ll have to be quick, as the leggings are selling out fast, especially now that Gymshark has slashed the cost by an impressive 40%.
6. Crew Socks, £19.20 (was £24)
Do you need to stock up on socks? If the answer is yes, then you’re in luck, as Gymshark has slashed 20% off of its sock collections.
Shoppers can save 20% on the brand’s Crew Socks 7pk, Crew Socks 5pk, and Ankle Socks 3pk.
7. 2.2L Water Bottle, £7.20 (was £12)
It’s not just clothing that’s up for grabs, the retailer’s sale section also includes several discounted accessories, including the 2.2L Water Bottle, which now costs less than £8.
The water bottle features a side handle for carrying and ml markings to track how much water you drink throughout the day.
- Up to 70% off womenswear – shop here
- Up to 70% off menswear – shop here
- Up to 70% off accessories – shop here
When is Black Friday 2024?
Black Friday always falls the day after Thanksgiving, which means this year the shopping event will take place on November 29.
Many retailers and brands start their sales early, so keep your eyes peeled throughout the month.
What to expect in the Gymshark Black Friday sale 2024?
Looking at previous sales, you can expect some amazing savings, whether you want to refresh your gym essentials or stock up on stylish loungewear.
Last year saw deals of up to 60-70% off across most categories, including fitness leggings, sports bras, hoodies, and joggers.
Although bestselling styles sold out quickly, the brand did offer restocks on selected items over the sale period.
So, make sure you know exactly what you’re looking for ahead of time, and get in there quickly!
What was in Gymshark’s sale last year?
Last year saw mega deals across womenswear and menswear up for grabs in Gymshark’s sale, with up to 70% off everything.
The fun didn’t stop there either, as we spoiled you with an extra 25% off the already huge sale with our exclusive code.
Here are some of the fantastic deals included in last year’s Black Friday sale:
Women’s
- Vital Seamless 2.0 Leggings Cobalt/Purple Marl £40.50, (was £45) – buy here
- Ruched Sports Bra, £25.20, (was £28) – buy here
- GS Oversized T-shirt, £19.60 (was £28) – buy here
- Strength Department Graphic Hoodie, £36, (was £45) – buy here
- Phys Ed Graphic 1/4 Zip, £45, (was £50) – buy here
Men’s
- Sport T-Shirt £22.50 (was £25) – buy here
- Fleece 1/4 Zip, £35, (was £50) – buy here
- Lifting Oversized Pants, £45, (was £50) – buy here
- Rest Day Essentials 7″ Shorts, £28, (was £40) – buy here
- Lifting Club Mesh Shorts, £28.80, (was £36) – buy here
Accessories
- Legacy Lifting Gloves, £18, (was £20) – buy here
- Sports Bottle, £13.50, (was £15) – buy here
When is Cyber Monday 2024 and is Gymshark taking part?
If last year is anything to go by, we are almost certain Gymshark will offer shoppers Cyber Monday deals.
Cyber Monday takes place on December 2 this year.
Last year, Gymshark offered new styles as part of its Cyber Monday sale, even including rarer styles that had not been discounted before.
Cyber Monday also marks the last chance bargain hunters can pick up deals before the festive season, so it is worth checking out what’s on offer before the annual sale extravaganza ends for good.
How much does Gymshark’s shipping cost?
Free standard delivery is available for orders over £49.
For orders under £49, standard delivery costs £3.99.
If you want your Black Friday bargains to arrive as soon as possible, it’s £4.00 for express delivery.
Visit the Gymshark delivery page for further information.
Does Gymshark offer any other discounts?
There are several other discounts you can pick up all year round, including 10% off for Emergency Service and NHS staff via Blue Light Card.
There’s also a Youth Discount that gives anyone who is an apprentice 10% off full-priced purchases.
Looking for more bargains? Check out our expert guides to Black Friday and Cyber Monday.
You can also find all the latest news and fashion deals on our Black Friday 2024 page.
Does Gymshark have a Boxing Day sale?
Gymshark has yet to announce if there will be a Boxing Day sale.
In previous years there has not been a sale at Gymshark in the days following Christmas Day, so if you’re hoping for big post-Christmas savings you could be disappointed.
To be safe, we suggest you shop the Black Friday sale to snap up a bargain.
More Amazing Black Friday Deals
- Best Black Friday deals
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